Buying a Home

We know that buying a home can be one of the largest financial and most emotional decisions you will make, so trust Prudential Preferred Realty to help you do it right. Every home buyer has unique needs, challenges and aspirations, which is why Prudential Preferred Realty agents provide personalized service to guide you through every step of the process, from house-hunting to financing to getting the keys to your new home.

Prudential Preferred Realty's experienced associates know the Western Pennsylvania market and are most qualified to help demystify the home buying process. We combine technology with know-how to make searching for and purchasing your new home a reality

Buying Process

1. Determine your buying potential and get pre-approved

There are several important factors in determining what price home you can afford. The amount of down payment that you have to invest, your income and your debts. These factors will help determine your financing options. There are many mortgages available to meet the unique needs of different buyers. Get pre-approved online

2. Find a Sales Associate

Choosing a real estate professional to help you find the perfect home and help you maneuver the process is one of the most important decisions you will make on your way to home ownership. Prudential Preferred Realty's experienced sales associates combine technology with market knowledge and provide personalized service to guide you through every step of the process. Find a local agent

3. Search Neighborhoods and homes online

Buying a home involves more than just searching for properties online. Prudential Preferred Realty associates know the local neighborhoods, and that knowledge helps our clients find the right home for their needs. We help buyers by identifying homes that fit their criteria and set up appointments to tour those homes. You can also schedule a showing for any house for sale on our website with the "Schedule a Showing" button on each home detail page. Learn more about Pittsburgh Neighborhoods

4. Make an offer, negotiate it, both parties accept it

Once you find a home you like, your Prudential Preferred Realty agent will draft the sales agreement and present it to the selling agent. Now the negotiation process will begin. We are with you every step of the way until the buyer and seller are in agreement of the terms of the sale. Our associate's keep the best interests of our clients in mind at all times, and will negotiate on the buyer's behalf to ensure you will find the best home for the best price.

5. Appraisal & Inspection

A home inspection is a visual examination of the physical structure and systems of the home. A home inspection will let you know the condition of the property before the closing. We recommend that you choose an inspector that is a member of ASHI (American Society of Home Inspectors). An appraisal of the property will also be performed, this information will be required for mortgage approval.

6. Finalize Financing and Closing Activities

Work with a mortgage representative to find the best interest rate and terms for your borrowing situation. You will lock-in your mortgage rate and follow up with your mortgage representative to provide all the necessary documentation for finalizing the loan. Find a loan representative

7. Closing

Your Prudential Preferred Realty sales associate will be in touch you and with a closing officer about the details of your closing. The settlement company will complete a title search to insure there are no liens or claims to the property. Buyers are required to purchase home owners' insurance to be presented at closing. Your agent will be present at the closing to answer any questions you have and to make sure you get the keys to your new home! Get an insurance quote online

Buying Tips

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